Compare unlimited loan scenarios side-by-side. See how different interest rates, terms, and down payments affect your total cost, monthly payment, and total interest.
Best Scenario (Lowest Total Cost)
$915,178
$35,800 better
Loan Amount
$400,000
Monthly P&I
$2,628
Total Interest
$545,977
Total Cost
$950,977
Loan Amount
$400,000
Monthly P&I
$2,528
Total Interest
$510,178
Total Cost
$915,178
Add as many scenarios as you need to compare different loan options. Each scenario can have different interest rates, terms, down payments, and additional costs.
Scenarios are automatically ranked by lowest total cost (default), but you can switch to sort by lowest monthly payment or lowest total interest.
Mark one scenario as your baseline to see potential savings compared to other options. The tool shows savings vs baseline and savings vs the best option.
Include one-time closing costs or recurring monthly costs (like HOA fees) in your comparison. The tool calculates total cost over the loan term.
Download a PDF of your current mortgage scenarios for easy reference. Perfect for sharing with lenders or keeping for your records.